How to Fix Errors On Your Credit Report | Credit Report Clean Up
Learn about the how to clean up errors on your credit report in just two minutes or less. Check out the full blog post below to learn more about how to get started, and the difference between erroneous and accurate inquiries.
To fix errors, you have to first identify them by taking a good look at your credit report. This is my report… but you know what? I think my French fries will make a delicious demonstration.
Oops… something doesn’t look right. Someone else’s account is on my report. This is not uncommon, so be sure to check names and middle initials on your report to be certain those accounts are actually yours. If you find an error, dispute it by contacting the credit bureau. They’re required by law to address disputes within 30 days. And once the error is removed, your score could improve.
Some other common errors to look out for are: an account listed twice, a wrong payoff date, and a delinquent account that’s over 7 years old.
It’s also worth mentioning that there’s no such thing as a quick fix when it comes to credit clean-up. So, if a company promises instant results, it’s probably a scam.
You can check all three of your credit reports online for free every 12 months. And it won’t affect your score. In fact, you can check them at https://AnnualCreditReport.com
After a do-it-yourself credit clean-up, you’ll be on your way to making meaningful strides in rebuilding your credit.
For more expert tips, read our full blog post below.
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